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Arc Home LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS 81386.
3001 Leadenhall Road, Suite 301. Mount Laurel, NJ 08054
TURN TIMES
Wholesale
Turn Times Quoted in Business Days
Task | Start time | End Time | Conv (Business Days) |
Govt (Business Days) |
NON- QM Access/Elite/Jumbo/ FHLMC/FNMA Second Home and Investment* (Business Days) |
||||
---|---|---|---|---|---|---|---|---|---|
Purchase | Refi | Purchase | Refi | Purchase | Refi | ||||
Loan Setup | LE/ Initial Disclosures Out |
Doc Check Fail
-or-
Loan Submitted
|
1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Underwriting | Loan Submitted | Approved -or- Suspended |
2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Account Management | Condition Review | Approved -or- Suspended -or- Denied -or- Clear to Close |
Same Day- 1 Day (s) | Same Day- 1 Day (s) |
Same Day- 1 Day (s) | Same Day- 1 Day (s) |
Same Day- 1 Day (s) |
Same Day- 1 Day (s) |
|
Underwriting | Final Underwriting | Approved -or- Suspended -or- Denied -or- Clear to Close |
2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Closing Docs | Docs Ordered Date | Docs Out Date | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
CD Requests | CD Request Date (initial) | CD Sent Date | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) |
*All Loan Amounts of 2mm or greater require an additional 24 hours for Pre-Doc QC
Last Updated: 12/01/23
Delegated | QM (Business Days) | NON- QM Access/Elite/Jumbo/ FHLMC/FNMA Second Home and Investment* (Business Days) |
|||
---|---|---|---|---|---|
Purchase | Refi | Purchase | Refi | ||
Loan Setup | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Initial Purchase Review | 1 Day(s) | 1 Day(s) | 3 Day(s) | 3 Day(s) | |
Final Purchase Review | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) |
Last Updated: 12/01/23
Non-Delegated | QM (Business Days) | NON- QM Access/Elite/Jumbo/ FHLMC/FNMA Second Home and Investment* (Business Days) |
|||
---|---|---|---|---|---|
Purchase | Refi | Purchase | Refi | ||
Loan Setup | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Underwriting - Initial Decision | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Account Management- Condition Review | Same Day - 1 Day(s) | Same Day - 1 Day(s) | Same Day - 1 Day(s) | Same Day - 1 Day(s) | |
Underwriting - Final Decision | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Initial Purchase Review | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Purchase Review Condition | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) |
*All Loan Amounts of 2mm or greater require an additional 24 hours for Pre-Doc QC
Last Updated: 12/01/23
Arc Home – Committed to Clear Communication
Turn Times Quoted in Business Days
Turn Times Quoted in Business Days

Fantastic Turn Times Through Month End!