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Arc Home LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS 81386.
3001 Leadenhall Road, Suite 301. Mount Laurel, NJ 08054
TURN TIMES
Wholesale
Turn Times Quoted in Business Days
Task | Start time | End Time | Conv | Govt | Non-QM Access/Elite/Jumbo* | ||||
---|---|---|---|---|---|---|---|---|---|
Purchase | Refi | Purchase | Refi | Purchase | Refi | ||||
Loan Setup | LE/ Initial Disclosures Out |
Doc Check Fail
-or-
Loan Submitted
|
1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Underwriting | Loan Submitted | Approved -or- Suspended |
2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Pre-Doc QC (Non-QM Only) |
Pre-Doc QC (Non-QM Only) |
Approved -or- Suspended -or- Denied -or- Clear to Close |
N/A | N/A | N/A | N/A | 2 Day(s) | 2 Day(s) | |
Condition Review | Condition Review | Approved -or- Suspended -or- Denied -or- Clear to Close |
2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Closing Docs | Docs Ordered Date | Docs Out Date | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
CD Requests | CD Request Date (initial) | CD Sent Date | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) |
*All Loan Amounts of 2mm or greater require an additional 24 hours for Pre-Doc QC
Last Updated: 05/31/23
Delegated | QM Turn Time (Business Days) | ||
---|---|---|---|
Purchase | Refi | ||
Loan Setup | 1 Day(s) | 1 Day(s) | |
Initial Credit Review (if applicable) | 1 Day(s) | 1 Day(s) | |
Initial Purchase Review | 1 Day(s) | 1 Day(s) | |
Purchase Review Condition | 1 Day(s) | 1 Day(s) |
Last Updated: 05/31/23
Non-Delegated | QM Turn Time (Business Days) | Non-QM Access/ Elite/ Jumbo Turn Time*(Business Days) | |||
---|---|---|---|---|---|
Purchase | Refi | Purchase | Refi | ||
Loan Setup | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Underwriting - Initial Decision | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Pre-Doc QC (Non-QM only) | N/A | N/A | 2 Day(s) | 2 Day(s) | |
Condition Review | 2 Day(s) | 2 Day(s) | 2 Day(s) | 2 Day(s) | |
Initial Purchase Review | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) | |
Purchase Review Condition | 1 Day(s) | 1 Day(s) | 1 Day(s) | 1 Day(s) |
*All Loan Amounts of 2mm or greater require an additional 24 hours for Pre-Doc QC
Last Updated: 05/31/23
To be a respected multi-channel mortgage industry leader delivering exceptional service and a comprehensive array of traditional and specialty mortgage solutions. The customer experience is our first priority. We will delight our customers by empowering and training knowledgeable, helpful and friendly team members while providing an efficient process and competitive pricing.
Arc Home – Committed to Clear Communication
Turn Times Quoted in Business Days
Turn Times Quoted in Business Days

Fantastic Turn Times Through Month End!